HUD Clarifies FSM Citizens Eligible for FHA Loans

Photo attributed to Nick Youngson CC BY-SA 3.0 Pix4free

Public Announcement

May 20, 2022

This is to inform citizens of the Federated States of Micronesia (FSM) residing in the United States that the U.S. Department of Housing and Urban Development (HUD) revised its rules for the Federal Housing Administration (FHA) to clarify that citizens of the FSM are eligible for FHA insured financing in a memo issued in May of 2021. That memo can be found at this link. FSM citizens will need a valid Social Security Number. FSM citizens will also need to meet all other requirements for eligibility.

The FHA is a U.S. government mortgage insurer that works to provide favorable mortgage loans for families seeking to purchase a home. More information about FHA financing can be found at

Should there be a need for more information, citizens may continue to reach out to the Embassy by calling (202)223-4383, emailing, or through the online contact form at